PARAMETERS

*Credit Score is not used to qualify, it is used to determine rates*

SHORT TERM

Fix & Flip

Non-Owner Occupied SFR (1-4 Units)

Acquisition, Cash-Out, Refinance, Rehab

$30k to FHA Cap

6 - 24 Months

8% - 15%

90% Purchase; 100% Rehab Not To Exceed 65% LTV; Cash-Out Refi 50%

Buy & Hold

Non- Owner Occupied SFR (1-4 Units)

Rental Property

$30K to FHA Cap

30yrs Amortized with a 5yr Balloon

6.25% - 9.5%

Property Debt To Income Ratio Max 90%; As-Is LTV 80%; Loan To Purchase Price 85%